Our loan solutions
Smart loans for every financial goal
We compare 50+ banks and NBFCs to find you the lowest rate, fastest approval, and zero paperwork stress — all at no cost to you.
50+
Lenders compared
₹500 Cr+
Loans facilitated
48 hrs
Avg. disbursal
10,000+
Happy clients
How it works
Loan approval in 4 simple steps
No branch visits, no confusing paperwork. Our advisors do the heavy lifting for you.
1
Tell us your need
Share your loan requirement, income, and credit profile — takes under 3 minutes on WhatsApp or our form.
2
We compare lenders
Our team checks your eligibility across 50+ banks and NBFCs and shortlists offers with the best rate and terms.
3
Submit documents once
Upload your KYC and income documents digitally — once. We handle all lender submissions on your behalf.
4
Get disbursed fast
Most loans are approved within 48–72 hours and funds hit your account directly from the bank.
Our loan solutions
Every loan you need, one trusted advisor
Whether you're buying a home, growing a business, or managing a personal expense — we have the right product for you.
Most popular
Home Loan
Own your dream home with competitive rates. Salaried and self-employed both welcome.
Check eligibility →
Business Loan
Fund inventory, expansion, or cash flow gaps — no collateral needed for most cases.
Check eligibility →
CGTMSE Loan
Government-backed credit for MSMEs. No guarantor, no mortgage — faster approval guaranteed.
Check eligibility →
Personal Loan
No collateral, no end-use restriction. Money in your account within 24–48 hours.
Check eligibility →
Car Top-Up Loan
Extra funds on your existing car loan — no new documentation, no fresh collateral needed.
Check eligibility →
Car Refinance
Switch your car loan to a lower rate and reduce your EMI without changing your vehicle.
Check eligibility →
Loan Against Property
Unlock up to 70% of your property value at rates far lower than a personal loan.
Check eligibility →
Machinery & Equipment
Finance the machinery that powers your business growth. Flexible tenures, manufacturer tie-ups.
Check eligibility →
Why Credit Consultancy
We work for you, not the bank
As a DSA, we're legally required to be unbiased. We earn only when you get the best deal — so your interest is always our priority.
Unbiased advice
We compare 50+ lenders without favouring any one. You get the best offer, not the most profitable one for us.
100% free to you
Our service costs you nothing. We're compensated by lenders only when your loan is successfully disbursed.
Faster approvals
Our lender relationships and pre-submission checks mean faster sanctions and fewer rejection loops.
Dedicated advisor
One advisor who stays with you from application to disbursal. No call centre, no handoffs.
Paperwork handled
We prepare your entire application. You upload documents once — we handle all lender submissions.
Credit score care
We apply to only the right lender for your profile. Most rejections happen only when you apply without guidance.
Trusted by borrowers, connected to India's top lenders
HDFC Bank
ICICI Bank
SBI
Axis Bank
Kotak Mahindra
Bajaj Finance
Tata Capital
PNB Housing
LIC Finance
Canara Bank
Federal Bank
IDFC First Bank
+ 38 more
Got questions?
Frequently asked questions
Everything you need to know before applying.
Is your service really free for borrowers?
Yes — 100% free. We are a Direct Selling Agent (DSA) registered with the banks. We earn a referral fee from the lender only when your loan is successfully disbursed. You pay us nothing at any stage.
Will checking my eligibility affect my CIBIL score?
No. A soft eligibility check does not affect your CIBIL score. Only a hard enquiry (formal application) can impact it — and we only make that after matching you to the right lender.
How long does loan approval generally take?
For personal and car loans: 24–72 hours. Home loans: 7–15 working days. Business loans: 48 hours to 1 week depending on documentation. We always push for the fastest timeline possible.
What documents do I need to apply?
Typically: PAN card, Aadhaar, last 3 months salary slips or ITR, last 6 months bank statements, and property or vehicle documents if applicable. We send you a personalised checklist once you tell us your loan type.
My loan was rejected by a bank. Can you still help?
Yes — in most cases. A rejection from one bank doesn't mean you're ineligible. It means that bank wasn't the right fit for your profile. We identify which lender is right for you and apply only there.
Do you offer loans outside Mumbai / Maharashtra?
Yes. While we started in Mumbai and Pune, we now serve borrowers Pan India through our network of lenders and partner advisors. WhatsApp us with your city and we'll confirm coverage.
Ready to find your best loan rate?
It takes 3 minutes. No hidden charges. No spam calls. Get the right loan at the right rate.
🔒 No hidden charges · No spam calls · No obligation to proceed