BusinessCube

FAQ

Have questions? Check if we have already answered it below.
How can I check my loan eligibility without affecting my credit score?

You can check your loan eligibility through our soft inquiry process, which does not impact your CIBIL score. We assess your profile using income, bank statement trends, and lender criteria to give you a reliable estimate before applying.

Can I get a home loan if my salary is paid in cash?

Yes, it’s possible. If you receive your salary in cash, you’ll need supporting documents like a salary certificate, employer letter, and proof of incentives or income deposits. We help structure your application to match lender requirements.

What is the fastest loan option available in case of emergency?

Personal loans and business overdraft facilities are typically the quickest, with disbursement possible within 24–72 hours depending on your documentation and credit profile. We help match you with the lender offering the fastest turnaround.

How does loan transfer work when buying a used car with an existing loan?

A used car loan transfer involves transferring the outstanding loan balance to the new buyer with the lender’s approval. We handle the full process, including NOC collection, new loan approval, and ownership documentation to make the deal hassle-free.

What are the benefits of applying for a joint home loan?

Joint home loans increase eligibility, offer better interest rates (especially with a female co-applicant), and allow shared tax benefits. We assist in structuring your application and documentation to maximize these advantages.

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